Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Wednesday, 18 October 2023

Inevitable has arrived on Mumbai Shores

 Inevitable has arrived on Mumbai Shores

 

 

 

Context :

 

Bond Street: Fastest-Finger-First On Bond Street: Large Investors Alert Sebi    /  22 July  2022

 

Extract :

 

A few of these high-speed traders who are outwitting the traditional debt investors, like bond houses, asset managers, insurers and retirement funds, are suspected to be using specialised software to grab securities in what’s largely a ‘fastest-finger-first’ contest.

 

In a volatile market when prices improve, they sell down the cornered papers almost immediately to make quick money.

 

Large bond investors have told the Securities and Exchange Board of India (Sebi) that some of the players are gaming the electronic bidding system to snatch deals within less than a second of the opening of the issue.

 

MY  TAKE  :

 

Ø A Matter of Time………………………………………………[  03   Jan  2017  ]

 

 

Extract :

 

Yesterday's Proverb  :  Necessity is the Mother of Invention

 

Today's Mantra        :  Competition is the Mother of Innovation

 

 

 

So, just wait to find out which Mobile Wallet comes up with the following " innovations " FIRST :

 

 

*  All bank accounts of a person ( in different banks ) become inter- operable / fungible, through seamless

 

   interlinking , using Aadhar / UPI Interface in a Mobile Wallet

 

   No need to " select " a particular bank name

 

 

  

*  All transactions using a Mobile Wallet, automatically entered in BLOCK-CHAIN database commonly shared by

 

   ALL banks

 

 

  

*  Wallet based algorithm will  move funds across different bank accounts  for best yield , constantly

    searching for best interest rates offered by banks on Fixed Deposits

 

 

    This will happen automatically, much like algorithm-based share trading , taking advantage of price

 

    differences in two bourses located 300 km apart ( in one thousandths of a second ! )

 

 

  

   And since computing power of mobiles are doubling every 18 months ( Moore's Law ), nothing will stop 

 

   algo-trading through a Mobile Wallet , as well ! (  Demat A/C on Wallet ? )

 

 

 

 

with regards,

 

hemen parekh  /  hcp@RecruitGuru.com  /  27  July  2022

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