Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Friday, 17 November 2023

THIS MAY OBSOLETE ALL OTHER ( than GOOGLE PAY ) MOBILE PAYMENT APPS

 Thank You, Sundar Pichai

 

 

What for ?

For accepting my CHALLENGE and delivering on it ( almost )

 

 

What was your Challenge ?

Almost 5 YEARS ago, I sent him following e-mail, listing 8 Challenges :

Challenges Worthy of Google ? ………………………..[ 05 Jan 2017 ]

 

One of these challenges , was :

 

[  F  ] 

Simplification of  MOBILE WALLET, which requires  NO TYPING  into the App  /  ONLY SPEAKING

 

   " Google  Can Read  your  Mind  ? "

 

Earlier, I had described this “ No Typing / Only Speaking “ in my following e-mail :

How to go Cash - Less ?................................ [ 27 Nov 2016 ]

 

Extract :

 

Just ask Sundar Pichai , Sam Pitroda , Satya Nadela , Sachin Katti , Pranav Mistry , Sanjay Sarma , Nandan Nilekani etc , if they will help implement the following :

 

*  Buyer  buys something worth Rs 100 from a shopkeeper

 

*  Buyer and the Seller, look into their own mobile-cameras ( of smart phones,

   loaded with M-Rup ) for biometric Aadhar identification / linked to Jan Dhan a/c

 

*  Seller speaks in his mobile : " Muze Sau Rupiah dedo "

 

*  Buyer speaks in his mobile : " Inko Sau Rupiah dedo "

 

*  Message flashes in the mobile screen of Seller : " Tumhare account-me Sau Rupiah

   Jamah ho gaya / GST bhi kaat ke Sarkar-ko bhej diya "

 

*  Message flashes in the mobile screen of Buyer : " Tumhare account-se , Sau Rupiah inko

   Bhej Diya . Abhi balance me teen sau sath rupiah bacha hai "

 

 

I request all concerned, not to insult our engineers / scientists / geeks, by doubting if such SIMPLIFICATION ( based on day to day spoken language ) is possible

 

Doubting Thomas may want to look up ... PILOT   {  http://www.waverlylabs.com/  }

 

This is the only way rural India can bypass the Jurassic Age of Plastic Cards to usher into a CASH-LESS society

 

================================================================

 

How do you conclude that Sundar Pichai has implemented your suggestion ?

 

 

 

Came across following news report today morning :

 

Context :

Google Pay bets on voice-led payments, drives kirana play  / MINT /  19 Nov 2021

 

 

Extract :

 

Google Pay, the payments arm of search giant Google, is betting big on voice-led payments in India as it bolsters its services for Indian kiranas to expand the reach of its platform.

 

The company will roll out a ‘speech-to-text’ feature for Indian consumers, which will allow them to use voice input to pay directly to another user’s bank account

 

Users can use voice commands to input the payee’s bank account numbers in Hindi or English into the app instead of manual typing it. The account number is confirmed with the sender before initiating the payment.

 

“More needs to be done for simplifying (digital) payments further. Using payments should feel natural, not like using a product, but rather like how ‘money’ is supposed to be used, frictionless... Because of the pandemic, there is a disparity that has been created because customers have needed to use online at some point. Some people could use it easily, others couldn’t. So it is critical to make it simple (for people to transact digitally). Only then, more people could use it," said Ambarish Kenghe, vice president, product management, Google Pay ( ambarish@google.com )

 

 

Dear Ambarish,

 

Congratulations to you and to your team for this innovation. It will go a long way to help poor / illiterate Indians to switch over to digital payments

 

 

Can it be further simplified as suggested by me above ?

 

 

With regards,

Hemen Parekh / hcp@RecruitGuru.com / 19 Nov 2021

 

Related Readings :

Google announces new India-specific product features for local language access / ET / 18 Nov 2021

 

At long last : BHIM to get a voice ? ………………………………………..[ 22 July 2021 ]

 

ToneTag partners with GMO to expand its sound-based payment solutions in Japan  [ 28 May 2019 ]

When BHIM is here, can ARJUN be far away ? …………………………[ 30 Dec 2016 ]

A Matter of Time ………………………………………………………………………..[ 03 Jan 2017 ]

JUST ONE MORE STEP LEFT ………………………………………………………[ 30 Jan 2017 ]

Simplicity : The Ultimate Mobile Wallet ?...............................[ 13 Feb 2017]

Wake Up , BHIM , Wake Up !...............................................[ 16 Mar 2017 ]

BHIM : the…………………………………………………………………………………..[ 14 April 2017 ]

A Beerud named BHIM ?......................................................[ 17 Apr 2017 ]

Thank You : Beerud……………………………………………………………………..[ 23 Apr 2017 ]

Inching Forward ?...............................................................[ 20 May 2017 ]

Let BHIM get MAD !.............................................................[ 21 May 2017 ]

BHIM , the Impersonator ?....................................................[17 June 2017 ]

BHIM : Can You tango with GST ?..........................................[19 June 2017 ]

Preloaded BHIM ?.................................................................[ 04 July 2017 ]

Closing in on BHIM V 4.0 !.....................................................[ 05 July 2017 ]

BHIM : the Omnipresent ?.....................................................[ 05 Sept 2017 ]

From BHIM 3.0 to BHIM 7.0 ?.................................................[ 14 Sept 2017 ]

Not exactly BHIM 4.0……………………………………………………………………..[19 Sept 2017 ]

BHIM gets a Voice !...............................................................[30 Oct 2017 ]

Google, WhatsApp, BHIM ?.....................................................[ 14 Dec 2017 ]

BHIM   will  recognize  you………………………………………………………………[ 30 May 2018 ]

BHIM gets friendly with GST ……………………………………………………………[ 04 Aug 2018 ]

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