BHIM :
the Unstoppable
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Dec 2016 :
BHIM V 1.0 , requiring typing of a lot of info in
mobile phone
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March 2017 :
BHIM V 2.0 , “ Aadhar Pay “ linked with UPI ( Android
based )
Feature : Bypassing the Credit Card Era
Read Email :
RIP , the
Credit Card ( 21 Nov 2016 )
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Yesterday :
BHIM V 3.0 , launched by Shri Narendra Modiji ( as reported below ) :
Read Email :
Just
One More Step Left ( 30
Jan 2017 )
Report :
The prime minister launched the BHIM-Aadhaar Pay app, a biometric-based
payment system which will make payment
through thumb impression a
reality.
He also launched incentive schemes for the BHIM -- cashback and referral bonus
Seeking to rope in youngsters to promote
cashless transactions, Modi said for every person introduced to the BHIM app, one will get a cashback of Rs 10.
“If you refer 20 persons a day, you can earn Rs 200,”
he said.
Under the referral bonus scheme, both
the existing users who refer BHIM and
new users who adopt it would get a cash bonus which will be credited directly to their bank account.
Under the cashback scheme, the merchants will get a
cashback on every transaction on BHIM.
BHIM-Aadhaar, the merchant interface of the BHIM
app, paves the way for digital payments through the Aadhaar platform.
This will enable the citizens to pay
digitally using the biometric data like thumb imprint on a merchant’s biometric- enabled device, which could be a smartphone with a biometric data reader.
Anyone without access to smartphones, internet, debit or
credit cards will be able to transact digitally
through the BHIM-Aadhaar platform.
“This will make digital payments easy even for those who cannot read or write,
thus realising Ambedkar’s vision of social and financial empowerment for all,”
Modi said.
“We are reaching a time when mobile phones will be
where financial transactions will take place.”
“ The BHIM-Aadhaar
Pay app is such a modern and apt facility which even the technologically
advanced countries do not have “
“It will pave the way for digital payments through the
Aadhaar platform. This will enable every Indian
citizen to pay digitally using their biometric
data like thumb imprint on a merchant’s biometric-enabled device which could be a
smartphone with a biometric data reader.”
“ There was an era when the thumb was a
sign of being illiterate. Now, the thumb (used for Aadhaar-based transactions)
has become your strength,” said Modi.
I am glad that , not only Ministers of NDA
government read my emails but considered
my suggestions worth implementing .
Now I await :
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June 2017
BHIM V 4.0
Feature : Foolproof Biometric ( Finger +
Iris + Voice ) / Only needs speaking !
Read Email :
Google
can read your mind ? ( 09 Dec 2016 )
Here is how it will work :
*
Buyer buys something worth Rs 100 from a shopkeeper
*
Buyer and the Seller , look into their own mobile-cameras (
of smart phones
loaded with M-Rup ) for biometric Aadhar identification / linked to Jan
Dhan a/c
*
Seller speaks in his mobile : " Muze Sau Rupiah dedo "
*
Buyer speaks in his mobile : " Inko Sau Rupiah dedo "
*
Message flashes in the mobile screen of Seller : " Tumhare account-me Sau Rupiah
Jamah ho gaya / GST bhi kaat ke Sarkar-ko bhej diya "
*
Message flashes in the mobile screen of Buyer
: " Tumhare account-se , Sau Rupiah
Inko Bhej Diya . Abhi balance me teen sau sath rupiah bacha hai "
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Oct 2017 :
BHIM V 5.0
Feature : Catch “ fake “ notes of Rs
2000 / 500 , using mobile app “ Fak-e-Mon “
Reward
persons catching “ fake “ notes , using this app
Read Email :
Fak – e – Mon (
17 July 2016 )
Dec 2017 :
BHIM V 6.0
Feature : To subsume in itself , all
Automatic Payment Apps
Read Email :
A
Matter of Time ( 03 Jan 2017 )
April 2018 :
BHIM V 7.0
Feature : Integrating all Private Mobile
Wallets into BHIM to create UTI ( Unified Transaction Interface ) , leading to
,
UPI + UTI = " Less Cash " + " Less Evasion " +
" Less Black "
Read Email :
From
UPI to UTI ( 07 Dec 2016 )
June 2018 :
BHIM V 8.0
Feature : Motivating ALL buyers to use
BHIM by depositing certain percentage of GST paid on each purchase transaction
into the PPF / EPF accounts ( DBT ) and thereby take care of Social Security
after retirement
Read Email :
Conspiracy
of the Cards ? ( 07 Dec 2016 )
Jan
Dhan Sarjan Yojana ( 31 Aug 2015 )
Oct 2018 :
BHIM V 9.0
Feature : How to get Private Mobile
Wallet players to give away BHIM embedded Smart Phones to 800 million citizens,
ABSOLUTELY FREE OF
COST
Read Email :
Reincarnation
of Smart Phone ( with SARAL app ) { 02 Dec 2016 }
Dec 2018 :
BHIM V 10.0
Feature : Bring daily wage
earners , SMEs in the banking net
Read Email :
Keep
Humming , Narendrabhai ! ( 28 Nov 2016 )
To fulfil Shri
Narendra Modiji’s vision , we must all contribute to :
Digital India
? ( 01 Nov 2015 )
15 April 2017
www.hemenparekh.in
/ blogs
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