Dear Shri J P Naddaji
Subject: My 2018 Ayushman Bharat Suggestions : A Gentle Reminder
In September 2018, I had sent to our Cabinet Ministers, following email :
" Ayushman Bharat: Think Big! "
[ Read here → https://myblogepage.
- envisioning a future where Ayushman Bharat could become more than just an
insurance scheme — a nationwide health empowerment mission driven by digital
infrastructure, citizen-centric design, and behaviour-linked incentives.
Today, in 2025, I write this not with complaint, but with satisfaction and gentle
pride. Many of the ideas proposed back then are now part of India’s ongoing
health transformation.
Key 2018 Suggestions vs 2025 Realities
Suggestion from 2018 Email | Current Status (2025) |
Aadhaar-linked Health ID |
|
Mobile-first health access |
|
AI + Telemedicine for rural reach |
|
Blockchain-based health records |
|
Data-driven smart insurance |
|
Rewarding preventive behaviour |
|
Private sector on-boarding |
|
️ Humble Suggestion:
The next logical phase of Ayushman Bharat could focus on three missing pieces:
1. Blockchain Health Records — secure, portable, and tamper-proof
2. Risk-linked Premium Models — using citizen data for tailored insurance
3. Preventive Health Index — incentivize good behavior with credits
These additions could make Ayushman Bharat not just universal, but futuristic.
I remain at your disposal to elaborate or assist in any way.
Warm regards,
Hemen Parekh
www.IndiaAGI.ai / www.


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