Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Wednesday 7 March 2018

FUGITIVES : HOW TO STOP THEM FROM RUNNING AWAY


Passports ( #PNB   #NiravGate  #Fugitive  )

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Economic Times ( 06 March ) carries following news :





Highlight :

The finance ministry may ask state-run lenders to seek the certified passport details of borrowers with an exposure of Rs 50 crore and above to help prevent them fleeing the country in case of default or wrongdoing of any kind, a senior government official said.
 

This comes as the government is expected to table the
Fugitive Economic Offenders bill in the ongoing session of parliament. The idea is under deliberation, the official said. 


“We are trying to ensure a
more effective coordination between banks, intelligence agencies and other government departments,” he said.


“In cases where banks feel that there is some fraudulent activity in a particular account, they can inform the agencies in advance.” 

The government is of view that such information sharing may help prevent defaulters and fraudsters from leaving the country to evade banks and investigating agencies 



Considering that the fugitives always plan their departures from India , months or years in advance, it is most likely that they have managed to get passports of some other countries , as well


But invariably , they would have an Indian passport to start with


But just getting passport details won’t prevent his escape , since our government agencies are notorious for their snail pace of action !


So , can something else be done ?


Here is what I wrote 2 YEARS ago ( and sent as email to concerned ):



“ By automatic freezing of personal bank accounts of ALL those who signed the loan document ( takers  &  givers ) , the moment any repayment instalment  becomes overdue by ONE DAY ?


And automatic / instant revoking of PASSPORT , without having to approach Supreme Court  ? “

=====================================================

For detailed proposal , read :

 

 NPA ? or is it NPB ?  [ 08 March 2016 ]

 

https://myblogepage.blogspot.in/2016/03/npa-or-is-it-npb.html




Word of caution :


When talking of that “ Information Sharing “ and “ Effective Coordination “ , keep the humans out of the picture !

Instead consider the following :


·         As soon as there is a “ Loan Instalment Repayment “ gets delayed ( even by a single day ) , concerned bank’s server ( computer ) , sends alerts to the Servers of SEBI / RBI / ED / SFIO / MEA / Passport Office etc

Once that instalment gets repaid, the alert will get reversed – automatically by the server


·         MEA server will , in turn , send out alerts to the Embassies / Consulates of all Foreign Countries located in India, requesting them not to issue any type of VISA to the concerned bank-loan borrower till alert gets cancelled / reversed


·         Server of the Passport Office sends out alerts to the servers of all the Airports / the Airport Authority of India / all the Airlines flying international routes
·         If the fugitive tries to buy a ticket for any foreign destination , Airlines’ Servers will not issue ( even if tried Online )

·         If he has already purchase a ticket in advance, Check-in Counters will refuse to print a Boarding Pass ( even a Mobile-based boarding pass )



·         Web sites of each lending bank will carry full details of all the loans extended to all borrowers – along with DEFAULT STATUS shown in RED


·         Each borrower company must have a Corporate Web Site where it must display full details of all loans taken from various banks along with repayment details of each instalment ( - like RERA requirement  ?  Why not ? )


Harsh  ?

Not considering that the Indian citizens have lost all faith in government agencies !


They would rather depend upon the Computers and Internet to do a better / faster / fool-proof and an impartial job of preventing the fugitives from fleeing


Dear Shri Jaitleyji ,

Please entrust any software start-up to build such a “ IndiaStack “ centred application

They will do it in 2 months !

Believe me,  Prevention is better than Cure  !


07  March  2018


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