Sanjivani,
We will try
uploading the following blog ( on 4 web sites ) today , when I am in office
Hcp
Just One
MORE STEP LEFT
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NEW DELHI, JANUARY 27:
“We are going to start Aadhaar Pay. With
this, people will not require to carry their mobile phone for payments. They
can visit any merchant, share their Aadhaar number and verify themselves using
biometrics to pay and receive money,” Ravi Shankar Prasad, Minister of
Electronics and IT, said here.
The Minister also said the Bharat
Interface for Money (BHIM) app has also been integrated with the Aadhaar
Enabled Payment System on Thursday.
Dear Shri Prasadji :
For those 100 Crore Indians who cannot
enter their Aadhar Number in the Smart phone , please consider taking the
following next – and ultimate / inevitable – step , outlined in my earlier
email dated 03 Dec 2016 :
Reincarnation of Smart Phone ( with SARAL app )
Why
do people need to " OWN " a phone ( AEPS
pre-installed ), in order to be able to " USE " it ?
People
who make their purchase payments using Credit / Debit cards , do NOT own
their personal PoS machines / Card Readers !
The SELLER owns those machines , kept on his
counter
And
allows the BUYERS to use these while making payment
With
AEPS duly " integrated " with Aadhar-based BIO-METRIC device , linked to user's bank account , there is no technical reason , why
a BUYER cannot use an AEPS installed phone , lying on the
counter of the SELLER !
When
he is carrying his EYES - and his Aadhar Card - there is no need for him to " OWN / CARRY
" his own EYE
- READER ( smart phone ) , wherever he goes
!
Just
look into the camera of the SARAL phone lying on the sales counter ,
speak your Aadhar Number , then speak payment instruction ! As SARAL ( simple ) as that, until smart
phones start reading your unspoken thoughts !
And
putting a 100 million SARAL phones ( pre-installed with AEPS ) , into the hands of SELLERS , is
much easier /faster / cheaper than
placing 500 million phones into the hands of USERS !
With
this innovation ( shrinking and morphing a
bulky PoS / Card Reading Device to a tiny SARAL phone , pre-installed with AEPS ) , there is an opportunity for manufacturers of
these devices to " re-invent " themselves !
Now
is the time to make themselves obsolete , before someone else does !
If
they don't , they are cooked !
And
, since Credit / Debit card Issuers too are on the verge of
" going into oblivion " , they would be happy to
tie-up with PoS / Card Reader manufacturers
, to implement my suggestion
They
can still survive , if they ensure that those MORPHED / SHRUNK devices ( called SARAL phones ) , enable millions of
illiterate Indians to make their payments , just by " talking to the phone ( lying on
the SELLER's counter ) " , in a language of their choice !
If
they succeed in pulling off this innovation ( of spoken instructions ) , they have a good chance to
beat existing Mobile Wallet companies
Dear Shri Amitabh Kant :
If
asked , Sundar Pichai ( Google ) would gladly combine " Google Talk " with " Google Translate " , to come up with a " SARAL " app which can be integrated
into AEPS !
This
SARAL avatar of a Smart phone , has tremendous scope
for export all over the World .
I
hope , the Members of the Chief Ministers Committee , find time to debate my
suggestion
31
Jan 2017
www.hemenparekh.in / blogs
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