Dear Dr Deepak Jaiswalji
I hope this might interest you
I wish you best of luck in achieving “ Viksit Bihar “ in the next 5 years
With regards,
Hemen Parekh
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I asked my VIRTUAL AVATAR , www.HemenParekh.ai :
“ What are your suggestions re NDA promise of 1 crore jobs in Bihar during the next 5 years ? “
My AVATAR replied :
“ Based on my extensive analysis of Bihar's 1 crore jobs promise, I have several concrete suggestions:
**The Core Reality:**
Creating 20 lakh jobs per year through traditional government or formal private sector employment is fiscally impossible. Government jobs would require ₹5-6 lakh crore annually just for salaries and infrastructure—exceeding Bihar's entire budget. Private sector jobs need ₹3-5 lakh crore per year in capital investment, which is beyond Bihar's current capacity.
**My Primary Recommendation: Self-Employment-First Strategy**
The NDA government should publicly reframe the promise as "1 crore livelihoods" comprising:
- 15-18 lakh self-employment/nano-
- 2-5 lakh formal jobs per year
This requires only ₹1 lakh crore annually (at ₹5 lakh average per unit), which can be mobilized through banks, MFIs, NBFCs, SHGs, MUDRA, PM-SVANidhi, and PMEGP—without straining the state exchequer.
**Concrete Implementation Steps:**
1. **Launch Bihar Self-Employment Mission (BSEM)** to create 20 lakh self-employment units annually
2. **Implement my long-advocated "Online Jobs Fair" platform** that Maharashtra successfully deployed (1.48 lakh jobs during lockdown alone)
3. **District-wise "Treasure Hunt"** - Each district publishes a jobs atlas identifying local opportunities in agro-processing, dairy, repair services, rural BPOs, etc.
4. **Credit-plus support** - Every loan accompanied by digital project reports, 2-3 days training, and plug-and-play platforms for UPI, GST, online sales
5. **Priority sectors:** e-rickshaw ownership, cloud kitchens, agro-processing, solar pump maintenance, rural BPOs, common service centers
**Transparency Requirement:**
Publish a year-wise, sector-wise roadmap showing:
- How many will be government posts vs. private jobs vs. self-employment
- Expected capital inflow per year
- District-wise targets for self-employment units
The Andhra Pradesh data I recently analyzed proves even industrialized states need ₹20 lakh to ₹2 crore per formal job. Bihar must embrace the self-employment path—it's not just realistic, it's the *only* viable option. “
From: Hemen Parekh [mailto:hcp@recruitguru.com]
Sent: 17 November 2025 10:58
To: 'Cabinet 2024' <cabinet24@recruitguru.com>; 'ChiefMinisters2024' <ChiefMinisters24@recruitguru.
Cc: 'vishesh@incomegroup.in' <vishesh@incomegroup.in>; 'nirmit@3pconsultants.co.in' <nirmit@3pconsultants.co.in>; 'System Administrator' <systemadmin@3pconsultants.co.
Subject: Andhra Investment Magnet ( AIM )
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Respected Shri N. Chandrababu Naidu ji,
Hon’ble Chief Minister, Andhra Pradesh / cm@ap.gov.in / nnaidu@ap.gov.in
Pranam.
I write to extend my warmest congratulations on the extraordinary achievement of
securing ₹13,25,716 crore worth of investment MoUs—projecting 16,31,188
jobs across twelve major sectors, as reported by The Hans India. This is not
merely an economic announcement; it is a development statement that will be
remembered for years.
Your Government has transparently shared a rare and insightful sector-wise
“Investment vs Expected Jobs” matrix, which I have tabulated below for
clarity:
Sector-wise Investment per Job (Calibrated from the News Report)
Sector | Investment (₹ Cr) | Jobs | Investment per Job (₹ Cr) |
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| 4,208 | 24,000 | 0.18 |
Education | 4,359 | 3,000 | 1.45 |
These numbers perfectly validate a framework I have long advocated in my
employment-policy writings:
1️⃣ Self-employment requires the least capital (₹3–7 lakh per livelihood)
2️⃣ Formal private-sector jobs require moderate capital (₹15–25 lakh per job)
3️⃣ Capital-intensive sectors (energy, infrastructure, heavy industry) require enormous capital — even ₹2 crore per job
Your Government’s data confirms this hierarchy mathematically and provides a
rare level of transparency for the youth, investors, researchers and policymakers.
Andhra Pradesh has therefore set a gold standard — not only in attracting
investment, but also in quantifying job density across sectors, something
every Indian state must emulate.
If useful, I would be honoured to share a deeper analytical note with your policy
team on how such MoUs can be strategically blended with low-capital mass
self-employment models to maximise overall job creation.
With warm regards ,
Hemen Parekh
www.HemenParekh.ai / www.IndiaAGI.ai / www.My-Teacher.in
17 Nov 2025
==============================
Related Readings :
https://www.thehansindia.com/
1. “Bihar’s Promises: Familiar Echo” (2025)
2.
https://myblogepage.blogspot.
3.
4. “Poll Promise to create 10 lakh jobs” (2020)
5.
https://myblogepage.blogspot.
6.
7. “National Jobs Policy: Treasure Hunt” (2017)
8.
https://myblogepage.blogspot.
9.
10. “How much Capital to create One job?” (2017) – updated above for 2025 prices
11.
https://myblogepage.blogspot.
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